Attorneys serving New Jersey and New York
With offices in Bergen County and Cape May County
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Karl J. Norgaard

  • Partner






Karl joined the Firm in 2004. He has published articles and has given numerous ICLE lectures in his short tenure. His areas of expertise include Creditor/Debtor's Rights, Bankruptcy, Guardianships, Foreclosure Law, Civil Litigation, Real Estate/Real Property and out of court workouts. He has extensive experience handling all aspects of debtor/creditor's rights, both in the New Jersey State and Federal Courts. In addition to prosecuting foreclosure cases for both private as well institutional lenders, he has also handled many contested foreclosures for Debtors, which often results in loan modifications and/or forbearance agreements and Deeds in Lieu of foreclosure. Mr. Norgaard effectively and efficiently resolves disputes between the parties with a common sense approach of analyzing the client's legal exposure and rights while always seeking to find an amicable resolution as soon as possible in an effort to curtail needless litigation.

Areas Of Practice

  • Creditor/Debtor’s Rights
  • Bankruptcy
  • Guardianships
  • Foreclosure Law
  • Civil Litigation
  • Real Estate/Real Property

Bar Admissions

  • New Jersey, 2004
  • U.S. District Court District of New Jersey, 2004
  • New York, 2004
  • U.S. District Court Southern District of New York, 2005
  • U.S. District Court Eastern District of New York, 2005


  • Seton Hall University School of Law, Newark, New Jersey
    • J.D. - 2004
  • Rutgers College
    • B.A. - 2001

Published Works

  • Bankruptcy Law II: Vigilantly Defending the Rights of a Real Estate Investment Trust Under the New Bankruptcy Code


  • Assignments for the Benefit of Creditors or Bankruptcy?, 2011
  • Ethics and Social Media, 2012
  • Reverse Mortgages: Creative Strategies, 2014
  • The utilization of Reverse Mortgages in insolvency situations, 2015
  • The use of state statutory and common law alternatives to federal bankruptcy proceedings, 2015

Honors and Awards

  • Recognized as a Rising Star
  • Recognized by (201) Magazine as a peer nomination

Professional Associations and Memberships

  • New Jersey Bankruptcy Lawyers Foundation, Trustee
  • American Inns of Court, Barrister
  • Borough of Leonia, Councilman
  • New Jersey Bar Association
  • Bergen County Bar Association
  • New Jersey Bankruptcy Bar Association
  • CLE and Bench/Bar Subcommittee of the Association of the Federal Bar of New Jersey.